I've been covered under my mom's policy, but now i've broken off since i am 25 and am financially independent. oh yea, a speeding ticket in december =(
i've always had USAA, so i went with them and basically transferred everything over in 10minutes on the phone. i have 2 cars ('95 4runner and the m) with the 4runner as the daily and m3 as a weekend fun car. roughly 12k and 5k mileages set on both. i have $500 deductibles on both. as for the other numbers, i don't know much about but they seem very high and should cover almost any accident.
one thing that i am worried about is they said since my m3 is over 15yrs old, they don't usually offer collision insurance, only liability. they ended up giving me collision, but wtf? i told him this isnt any normal 15yr old beater car and that they are worth significantly more on the market than blue book.
i'm paying roughly $200 for the m3 and $400 for the 4runner every 6mo. i obviously don't want to pay MORE, but i also want my cars covered. i searched but didn't find much. what are your coverages?
i've always had USAA, so i went with them and basically transferred everything over in 10minutes on the phone. i have 2 cars ('95 4runner and the m) with the 4runner as the daily and m3 as a weekend fun car. roughly 12k and 5k mileages set on both. i have $500 deductibles on both. as for the other numbers, i don't know much about but they seem very high and should cover almost any accident.
one thing that i am worried about is they said since my m3 is over 15yrs old, they don't usually offer collision insurance, only liability. they ended up giving me collision, but wtf? i told him this isnt any normal 15yr old beater car and that they are worth significantly more on the market than blue book.
i'm paying roughly $200 for the m3 and $400 for the 4runner every 6mo. i obviously don't want to pay MORE, but i also want my cars covered. i searched but didn't find much. what are your coverages?
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