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  • State Farm

    Does anyone use state farm to insure their M3 under a classic car / agreed value policy?

  • #2
    No they were more expensive then Hagerty and my current insurer American collectors which was cheapest by far

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    • #3
      Yes, I have been with the same State Farm agent 25 years+, and my M3 has a classic car policy with them. I set the value at $70k which I know is too low.

      This past year my rates went way up, but I have the same guy for so long and he has all my stuff and has been good to me.

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      • #4
        It’s your money if you want to waste it aon a good friend ok
        but on insurance agent nah
        it’s business

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        • #5
          my fleet is insured under the Grundy agency. i would highly recommend them.
          Autobahn Motorsport - Restoration and Service - Portland, Oregon
          503.967.3800
          '72 2002 pickup | '88 M5 | '89 330is | '89 M3 | '01 Z3 M | '11 328xi-t

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          • #6
            Originally posted by Austin View Post
            my fleet is insured under the Grundy agency. i would highly recommend them.
            Same here....

            I first signed my BMW with them in about 2005, and have since added another collector car to the policy. Very user-friendly and reasonably priced.

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            • #7
              Originally posted by Ironhead View Post

              Same here....

              I first signed my BMW with them in about 2005, and have since added another collector car to the policy. Very user-friendly and reasonably priced.
              same. E30 and Viper...each were less than 800 per year.

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              • #8
                My M3 also insured with Grundy. That being said the proof will be in the claim process that I hope to never go through.
                1988 M3
                2007 Lotus Exige S

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                • #9
                  I have had Grundy since 2003 on mine. I have had a claim -windshield replacement. I wanted factory glass. I wanted the installer to make 2 trips -come and remove the old glass and give me a week to clean up all the sealant, treat any scratches the installed made while removing the old windshield, come back and install the new one. Grundy accommodated it.

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                  • #10
                    Grundy seems to be a fan favorite around here. : )

                    I guess I should have provided a bit more context for my personal situation....

                    I got a quote from Grundy. Agreed value $75k, cost $580/year. To me that seemed very reasonable. However, as part of the Grundy policy requirement, I had to make an update to my daily driver insurance (state farm), to add uninsured/under-insured motorist coverage. In talking with the state farm agent, they ran the numbers on the same policy (as Grundy), and quoted me agreed value $75k, at $320/year. I was a bit surprised by the much lower quote, and hoping to get input from anyone else that has state farm policy. Maybe its a great policy, maybe there's a catch? Donno..... hence this thread.

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                    • #11
                      Statefarm was a pain in the ass.. go Grundy

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